WHO WE ARE
Based in Lancaster, Lancashire, PBS Financial Solutions Ltd was established in 2007 by Paul Brett-Smith following more than 10 years’ experience in providing financial advice
WHAT WE DO
Lancaster & Morecambe’s first choice when it comers to finding an independent financial advisor. Whether it’s a mortgage, life insurance or a pension, we can help.
WHERE WE WORK
Mortgage advisers in Lancaster, Investment advice in Lancaster or even Pension advice in Lancaster; we should be your first choice for friendly impartial advice.
HAVE ANY QUESTIONS ABOUT OUR SERVICES? ASK AN EXPERT!

MORTGAGE ADVICE
Whether you’re buying locally in Lancaster, Morecambe or nationwide, we can help find you the right mortgage.

INSURANCE ADVICE
Being independent, we provide impartial advice on the right policies, from the best insurers to guarantee you peace of mind.

PENSION ADVICE
Providing comprehensive pension advice which aims to put you in the best financial position possible.

INVESTMENT ADVICE
From large portfolios to investment nest eggs we can help guide you towards your financial goals in the future.
“From start to finish Paul and his team have been exceptional. Their customer service is excellent and they have always put my needs first based on sound financial advice. I can not recommend them highly enough and have already passed their details on to my friends and family.”
“The friendly and personal service I received at PBS financial services was the reason I decided to pursue their services in arranging my mortgage. Paul was always helpful and gave a personal touch and genuine interest in my enquiry. The service was of a higher standard and more personal in comparison to experience with a competing financial company. Many thanks for your help.”