KNOWING WHERE TO START WITH YOUR MORTGAGE
Arranging and finding the best mortgage for most people can be a difficult and daunting process. With so many options available getting the right deal, with the right lender can also be very time consuming.
Our mortgage advisers are highly qualified, and combined with their wealth of experience makes PBS the number one choice for mortgage advice in the Lancaster and Morecambe area. Although our main office is based in Lancaster, Lancashire, we have many clients throughout the north west and England due to clients relocating and their recommendations to friends, family and colleagues.
A SIMPLE AND STRAIGHTFORWARD PROCESS
PBS make finding the right mortgage for you a simple, and straightforward process and provide tailored advice in order to do so. We do this by first gathering information from you to understand your current financial position, needs, and objectives. Our advisers will provide you with information on the various types of mortgages and the options available to you. Being fully independent advisers we then use our vast knowledge and experience to research the whole of the mortgage market for the best deals. From there we will explain these to you in a jargon free way so you can make an informed decision on the right mortgage for you. Having agreed on the most suitable options we will arrange the mortgage for you with the lender and inform you of any documentation needed to support your application.
WHAT WILL YOUR MORTGAGE COST YOU?
NOT LIKE EVERY OTHER ADVISOR
We are one of only a few advisers in the Lancaster & Morecambe area who can say that we are truly independent. We are not tied to a particular panel of providers and we aren’t part of a larger organisation. We are fully regulated by the Financial Conduct Authority, and can be found on the FCA register. Our advisers maintain a Statement of Professional Standing, by evidencing continuous professional development each year. We follow the FCA’s 11 Principles of Business and work to be continuously Treating Customers Fairly. Our reputation and the number recommendations we received are the keys to our success and we don’t see that changing any time soon.
We provide advice based upon your individual needs. Not only do we research the whole of the market, but we provide advice to ensure that our recommendation is the most suitable for you. In addition to the whole of the market we often have deals and products that are exclusive. Most importantly our advisers will manage the whole process for you.